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REAL ESTATE TIPS

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.


Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

REAL ESTATE TRIVIA

Q  In What 2003 comedy does a very large family move to a new house on Forest Avenue in Evenston, Illinois?

A  "Cheaper by the Dozen", starring Steve Martin, was actually filmed in a house in Los Angeles near the Farmer's Market.



JoAnne Staler has been been an active real estate broker in the Middle Tennessee area for over 17 years. She attributes her standing as a top agent to her ability to truly listen to her clients which allows her to target a home marketing plan or home search to the actual needs of the seller or buyer. JoAnne has a reputation for excellent service and a keen understanding of the local market and neighborhoods. As a long-time resident and parent, she is a valuable resource for finding the best neighborhood for your lifestyle and the best public, private or parochial schools for your children. The changing real estate market presents both extraordinary challenges AND opportunities which require the guidance of an experienced and accomplished full-time professional. Call, text or email JoAnne today for a hassle-free market analysis of your property or home search tailored to your needs!

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JoAnne Staler
JoAnne Staler
RE/MAX Choice Properties | Brentwood