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Pre-Qualify For Your Mortgage

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Nashville, Brentwood and Franklin real estate agent to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...

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Real Estate Tips

Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Real Estate Trivia

Q	How many step are there leading to the top of the Eiffel Tower in Paris, France?
A	Visitors who walk to the top must go up 1,792 steps.
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JoAnne Staler, REALTORŽ, real estate agent and broker for Nashville, Brentwood and Franklin, Tennessee home listings, property and land for sale - NUMBER1EXPERT

JoAnne Staler, Tennessee Broker License # 25360
RE/MAX Choice Properties
750 Old Hickory Blvd, Suite 1-140
Brentwood, TN 37027
Cell/Text: (615) 319-3019
Office Direct: (615) 269-4888
Toll Free: (888) 489-1730
Fax: (866)331-0011
RE/MAX Choice Properties: 615-921-0700
E-mail: JoAnne@JoAnneStaler.com
Website: www.JoAnneStaler.com
JoAnne Staler has been been an active real estate broker in the Middle Tennessee area for over 17 years. She attributes her standing as a top agent to her ability to truly listen to her clients which allows her to target a home marketing plan or home search to the actual needs of the seller or buyer. JoAnne has a reputation for excellent service and a keen understanding of the local market and neighborhoods. As a long-time resident and parent, she is a valuable resource for finding the best neighborhood for your lifestyle and the best public, private or parochial schools for your children. The changing real estate market presents both extraordinary challenges AND opportunities which require the guidance of an experienced and accomplished full-time professional. Call, text or email JoAnne today for a hassle-free market analysis of your property or home search tailored to your needs!

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Nashville, Brentwood and Franklin, Tennessee