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SIGN UP BELOW for my FREE Relocation Package sent by OVERNIGHT DELIVERY. Don't Move To Nashville, Brentwood and Franklin Without It!  Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Nashville, Brentwood and Franklin, Tennessee area. If you will be moving to the Nashville, Brentwood and Franklin area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria. When you visit, I'll be ready! We will visit the Nashville, Brentwood and Franklin neighborhoods and homes that interest you the most. In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. Remember: As a top Nashville, Brentwood and Franklin real estate agent, it's my job to know this area inside and out, and I want to make your transition as smooth as possible. To get started, fill out the form to request my FREE Nashville, Brentwood and Franklin, Tennessee Relocation Package. I'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong...  Are you new to the area? Request my FREE package of Nashville, Brentwood and Franklin relocation information. It's my job to help! There's no obligation, and I promise to respond quickly... 
Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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Photos courtesy of Neil
Brake/Vanderbilt University
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JoAnne Staler Tennessee Broker license # 25360 RE/MAX Elite 109 Westpark Drive, Suite 100 Brentwood TN, 37027 Cell/Text: (615) 319-3019 Office: (615) 661-4400 Toll Free: (888) 801-2666 Fax: (615) 661-4115 Email: JoAnne@JoAnneStaler.com www.JoAnneStaler.com
JoAnne Staler has been proudly serving the Middle Tennessee area for over 13 years. During this time she has developed an effective and comprehensive marketing plan that has given her a reputation for excellent service. She is a longtime resident of the area and has gained an in-depth understanding of the market and of the rapid growth that is transforming Nashville and the surrounding areas. Right now is a wonderful time to take advantage of the opportunities presented by the changing market in Middle Tennessee. Call me today to discuss my in-depth marketing plan and to get a hassle-free current market analysis of your property or the latest listings for sale.
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