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For Home Buyers:

  • Why Buyers Choose JoAnne Staler - Why homebuyers looking for a real estate agent in the Nashville, Brentwood and Franklin area choose JoAnne Staler.

  • What can you expect from JoAnne? - Find out what puts JoAnne on the top of so many home buyers lists.

  • Home Inspection - Here you’ll find out why JoAnne recommends inspections on all home purchases as well as a link to a virtual home inspection.

  • Latest Listings - Get JoAnne Staler's latest Nashville, Brentwood and Franklin listings of homes for sale first!

  • Find Your Perfect Home - JoAnne Staler will search for your ideal home and email you the newest Nashville, Brentwood and Franklin MLS listings of properties in County TN.

  • First Time Homebuyers - Are you a first time homebuyer in Nashville, Brentwood and Franklin, TN? Choose a top real estate agent. JoAnne Staler can guide your home buying search.

  • Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Nashville, Brentwood and Franklin house or other real estate or property.

  • Go to Main Sitemap - Main sitemap sections include Find Nashville, Brentwood and Franklin Homes, For Home Buyers, For Home Sellers, Nashville, Brentwood and Franklin Information, Real Estate Resources, and About JoAnne Staler.

 

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Real Estate Tips
Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia
Q 
Where is the world's largest stained glass window?

A 
The American Airlines terminal at the Kennedy International Airport in New York City has a stained-glass window that is 300 feet long and 23 feet high.
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Photos courtesy of Neil Brake/Vanderbilt University
JoAnne Staler, REALTOR®, real estate agent and broker for Nashville, Brentwood and Franklin Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

JoAnne Staler
Rochford Realty Company

6500 Stableford Lane
Franklin, TN 37069
TN RE license #00253601
Main Office / Pager: (615) 673-9150
Direct: (615) 319-3019
Toll Free: (888) 801-2666
Fax: (615) 673-9152
JoAnne@JoAnneStaler.com

JoAnne Staler has been proudly serving the Middle Tennessee area for over 13 years. During this time she has developed an effective and comprehensive marketing plan that has given her a reputation for excellent service. She is a longtime resident of the area and has gained an in-depth understanding of the market and of the rapid growth that is transforming Nashville and the surrounding areas. Right now is a wonderful time to take advantage of the opportunities presented by the changing market in Middle Tennessee. Call me today to discuss my in-depth marketing plan and to get a hassle-free current market analysis of your property or the latest listings for sale.

ABRCRSGRIREALTOREqual HousingERC


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